June 12, 2012 – The Loan Sheet Peer Lending Pulse for the week ending 6/10/2012 shows APRs for Lending Club averaging about 6% below Prosper. Average APRs came in at 16.49% for Prosper while just 10.04% for Lending Club. Prosper’s rates rose 3.98% week over week while Lending Club’s dropped .04%. Lending Club rates have stayed consistently lower than Prosper’s for several months or longer. However, Prosper does extend loans to a wider credit score range. Lending Club and Prosper APR rates are taken from an average of all new 36-month loans issued over the prior week for borrowers with debt-to-income ratios of between 10-20%, and credit scores in the upper 20% of their range.